If your kids don’t have a bank account yet, you might want to click here and look into ING Direct’s Kids Savings Account. Kids will earn 1% interest (much better than the local banks) and get to start saving those pennies. There are absolutely no fees and no minimums.
My 4-year-old and 5-year-old both have very small ING accounts and they love talking about them. I truly believe that saving is a habit, and if you start young, it’ll stick.
ING also has great rates for grown-up savings accounts, interest-earning checking accounts, and interest-earning business accounts.
Happy saving!
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